Last month was one of my busier month of my life. We’ve finaly bought a house.
Since we didn’t had the 20% of down payment but only 5%, we had too pay the mortgage insurance from the cmhc. This came with a 9% tax, which the credit union didn’t mention until we received the paper to pay it.
So we have lost most of our 11k of down payment with the insurance fee. A lot of other fee came in like the inspection, the moving, the fee to broke the renting contract.
But in the final we are happy to become owner of our place and that we can go away from these crazy neighbour.