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  1. This is really good advice. I wish I had learned this lesson 25 years ago. Today I do the same, I pay myself before I even see the money. I have my employer direct deposit set amounts into my investment and savings accounts. Out of sight out of mind.

    • Yeah that’s a nice way to do it with direct deposit. I don’t use it since I already missed money in my checking account to cover a bill and my pay move a little bit every week.

      Thanks for stopping by 🙂

  2. Great article, and nice advice on starting small.

    It has been my experience that everyone, no matter the income level, always feels like they don’t have enough money at the end of the month to pay themselves. I’ve noticed people tend to spend exactly what they have access to.

    Your point about saving first prevents that type of problem.

    Save first, then spend what’s left…don’t spend first, then save what’s left.

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