Assets | Mar-17 | Dec-17 | Monthly Change |
Checking | $1,621.78 | $752.76 | -53.58% |
Saving | $2,908.35 | $0.42 | -99.99% |
TSFA Investment | $911.03 | $403.69 | -55.69% |
RRSP Investment | $0.00 | $0.00 | 0.00% |
House | $215,000.00 | $215,000.00 | 0.00% |
Car | $12,113.00 | $12,113.00 | 0.00% |
Liability | |||
Mortgage | $201,795.37 | $196,691.16 | -2.53% |
Car loan at 0% | $11,014.06 | $8,056.21 | -26.86% |
Credit Card | $4,136.88 | $9,199.18 | 122.37% |
NET WORTH | $15,607.85 | $14,323.32 | -8.23% |
This is my first net worth update since march 2017. My financial got worst than ever in this time. For the first time, it got down. We had too much spending for the revenue we have. But we are going back on the positive side of personal finance. We booked a trip that cost a little more then supposed and also I have taken some bad turn and spending for coffee every morning and sometimes two times a day.
Income
My income got stable in between March and December. I used most of my sick day this year so I’ve lost a little bit of salary but nothing more. These sick days were paid at the beginning of the year but I’ve not put that money aside to use it when I take these sick days.
Expense
Between March and December, we did a trip to Disney world. This cost us a little more than what I’ve excepted. Also, my wife chooses to open another business at home so we had to invest to change a room of our house.
Saving
Saving got down because we used it to pay some debt. I will try to put some more in the saving account to make sure we have something.
In the next weeks, I will pay back my credit card and also I will make more blog post here. I will try to write one blog post per week and bring more content here.